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		<title>msnbc.com: Personal finance</title>
		<link>http://www.msnbc.msn.com/id/3032258/ns/business-personal_finance/</link>
		<description>Msnbc.com is a leader in breaking news and original journalism.</description>
		<copyright>Copyright 2009 msnbc.com</copyright>
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		<lastBuildDate>Mon, 30 Nov 2009 21:48:57 GMT</lastBuildDate>
		<category>News</category>
		<ttl>60</ttl>
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			<title>Cutting back is hard, cutting gift list is harder</title>
			<description><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34211146/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/ap/f97b08fb-2271-4102-bff9-98c499fce9cd.thumb.jpg" alt="Not every present must be bought in a store and wrapped. &quot;Don't forget there's a lot of gifts that are free — your attention, your time, maybe your talent,&quot; says one gift expert." style="margin:0 5px 5px 0" /></a>Gift givers are getting ready to cut.</p><br clear="all" /><br clear="both" style="clear: both;"/>
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<a href='http://ads.pheedo.com/click.phdo?s=1281b4f520200e7d66ab2588e58989a6&p=64&kw=Business'>Business</a> - <a href='http://ads.pheedo.com/click.phdo?s=1281b4f520200e7d66ab2588e58989a6&p=64&kw=Industrial+Goods+and+Services'>Industrial Goods and Services</a> - <a href='http://ads.pheedo.com/click.phdo?s=1281b4f520200e7d66ab2588e58989a6&p=64&kw=Machinery+and+Tools'>Machinery and Tools</a> - <a href='http://ads.pheedo.com/click.phdo?s=1281b4f520200e7d66ab2588e58989a6&p=64&kw=Cutting+and+Machining'>Cutting and Machining</a> - <a href='http://ads.pheedo.com/click.phdo?s=1281b4f520200e7d66ab2588e58989a6&p=64&kw=Cutting+Machinery'>Cutting Machinery</a>]]></description>
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				<media:credit role="provider">AP</media:credit>
				<media:text><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34211146/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/ap/f97b08fb-2271-4102-bff9-98c499fce9cd.thumb.jpg" alt="Not every present must be bought in a store and wrapped. &quot;Don't forget there's a lot of gifts that are free — your attention, your time, maybe your talent,&quot; says one gift expert." style="margin:0 5px 5px 0" /></a></p><br clear="all" />]]></media:text>
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			<pubDate>Mon, 30 Nov 2009 21:47:03 GMT</pubDate>
			<category>News</category>
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		<item>
			<title>Newsweek: Delaying retirement to support the kids</title>
			<description>The downbeat economy has resulted in increasing numbers of parents and grandparents helping out their strapped adult children and grandkids with home down payments, credit-card bailouts, and spare cash—often at the same time as parents are trying to confront new retirement budgets.&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
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&lt;a href='http://ads.pheedo.com/click.phdo?s=ffa7b598a2bde64704dfa7d7564f2b02&amp;p=64&amp;kw=Credit+card'&gt;Credit card&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=ffa7b598a2bde64704dfa7d7564f2b02&amp;p=64&amp;kw=Home'&gt;Home&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=ffa7b598a2bde64704dfa7d7564f2b02&amp;p=64&amp;kw=Business'&gt;Business&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=ffa7b598a2bde64704dfa7d7564f2b02&amp;p=64&amp;kw=Technology'&gt;Technology&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=ffa7b598a2bde64704dfa7d7564f2b02&amp;p=64&amp;kw=Point+of+Sale'&gt;Point of Sale&lt;/a&gt;</description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=ffa7b598a2bde64704dfa7d7564f2b02</link>
			<pheedo:origLink>http://www.newsweek.com/ID/224755</pheedo:origLink>
			<pubDate>Mon, 30 Nov 2009 17:13:59 GMT</pubDate>
			<category>News</category>
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		<item>
			<title>Holidays pose challenges for the jobless</title>
			<description><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34071463/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/091120-familyfinance-hmed.thumb.jpg" alt="Jeff Brown, right, and his wife, Judy, Nov. 19 at their home in Phoenix. Both stay hopeful about Jeff's job search and run a support group at their church for people who are unemployed. " style="margin:0 5px 5px 0" /></a>For the 15.7 million workers unemployed, and perhaps especially for the 5.6 million of those people out of work for six months or more, the holidays present a host of challenges.</p><br clear="all" /><br clear="both" style="clear: both;"/>
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<a href='http://ads.pheedo.com/click.phdo?s=7b0f7c057f673dd9a81f8238ead69dbd&p=64&kw=Unemployment'>Unemployment</a> - <a href='http://ads.pheedo.com/click.phdo?s=7b0f7c057f673dd9a81f8238ead69dbd&p=64&kw=Travel+and+Tourism'>Travel and Tourism</a> - <a href='http://ads.pheedo.com/click.phdo?s=7b0f7c057f673dd9a81f8238ead69dbd&p=64&kw=Holidays'>Holidays</a> - <a href='http://ads.pheedo.com/click.phdo?s=7b0f7c057f673dd9a81f8238ead69dbd&p=64&kw=United+States'>United States</a> - <a href='http://ads.pheedo.com/click.phdo?s=7b0f7c057f673dd9a81f8238ead69dbd&p=64&kw=Employment'>Employment</a>]]></description>
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			<pheedo:origLink>http://www.msnbc.msn.com/id/34071463/ns/business-personal_finance/</pheedo:origLink>
			<media:content medium="image" url="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/091120-familyfinance-hmed.thumb.jpg">
				<media:credit role="provider">AP</media:credit>
				<media:text><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34071463/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/091120-familyfinance-hmed.thumb.jpg" alt="Jeff Brown, right, and his wife, Judy, Nov. 19 at their home in Phoenix. Both stay hopeful about Jeff's job search and run a support group at their church for people who are unemployed. " style="margin:0 5px 5px 0" /></a></p><br clear="all" />]]></media:text>
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			<pubDate>Fri, 27 Nov 2009 19:41:35 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34071463/ns/business-personal_finance/</guid>
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			<title>Save on shopping — without being a Scrooge</title>
			<description><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34152154/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/081121-gift-box-10a.thumb.jpg" alt="" style="margin:0 5px 5px 0" /></a>Here are seven ways that you can trim your spending and still keep the holiday spirit.</p><br clear="all" /><br clear="both" style="clear: both;"/>
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<a href='http://ads.pheedo.com/click.phdo?s=072f1a66172971a4d211002e94b74d1f&p=64&kw=Thanksgiving'>Thanksgiving</a> - <a href='http://ads.pheedo.com/click.phdo?s=072f1a66172971a4d211002e94b74d1f&p=64&kw=Travel+and+Tourism'>Travel and Tourism</a> - <a href='http://ads.pheedo.com/click.phdo?s=072f1a66172971a4d211002e94b74d1f&p=64&kw=Accommodation'>Accommodation</a> - <a href='http://ads.pheedo.com/click.phdo?s=072f1a66172971a4d211002e94b74d1f&p=64&kw=People+and+Society'>People and Society</a> - <a href='http://ads.pheedo.com/click.phdo?s=072f1a66172971a4d211002e94b74d1f&p=64&kw=Kids+and+Teens'>Kids and Teens</a>]]></description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=072f1a66172971a4d211002e94b74d1f</link>
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				<media:copyright>Copyright msnbc.com 2009</media:copyright>
				<media:text><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34152154/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/081121-gift-box-10a.thumb.jpg" alt="" style="margin:0 5px 5px 0" /></a></p><br clear="all" />]]></media:text>
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			<pubDate>Fri, 27 Nov 2009 16:12:59 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34152154/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>Consumers log stronger-than-expected rebound</title>
			<description><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34145844/ns/business-stocks_and_economy/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/ap/e4e512e4-b63c-4eb0-8bc0-c97bba8fc3ef.thumb.jpg" alt="In this Nov. 16, 2009 photo, customers shop for lumber inside Lowe's in Tallahassee, Fla. Consumers got back in the buying mood in October as their incomes grew modestly." style="margin:0 5px 5px 0" /></a>Consumers got back in the buying mood in October as their incomes grew modestly, an encouraging sign for the budding economic recovery.</p><br clear="all" /><br clear="both" style="clear: both;"/>
<br clear="both" style="clear: both;"/>
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<a href='http://ads.pheedo.com/click.phdo?s=f84390ebad78db6d1d7c74445bc1e1ce&p=64&kw=Business'>Business</a> - <a href='http://ads.pheedo.com/click.phdo?s=f84390ebad78db6d1d7c74445bc1e1ce&p=64&kw=Wood+and+Plastics'>Wood and Plastics</a> - <a href='http://ads.pheedo.com/click.phdo?s=f84390ebad78db6d1d7c74445bc1e1ce&p=64&kw=Materials+and+Supplies'>Materials and Supplies</a> - <a href='http://ads.pheedo.com/click.phdo?s=f84390ebad78db6d1d7c74445bc1e1ce&p=64&kw=Construction+and+Maintenance'>Construction and Maintenance</a> - <a href='http://ads.pheedo.com/click.phdo?s=f84390ebad78db6d1d7c74445bc1e1ce&p=64&kw=Heavy+Timber+Construction'>Heavy Timber Construction</a>]]></description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=f84390ebad78db6d1d7c74445bc1e1ce</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34145844/ns/business-stocks_and_economy/</pheedo:origLink>
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				<media:credit role="provider">AP</media:credit>
				<media:text><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34145844/ns/business-stocks_and_economy/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/ap/e4e512e4-b63c-4eb0-8bc0-c97bba8fc3ef.thumb.jpg" alt="In this Nov. 16, 2009 photo, customers shop for lumber inside Lowe's in Tallahassee, Fla. Consumers got back in the buying mood in October as their incomes grew modestly." style="margin:0 5px 5px 0" /></a></p><br clear="all" />]]></media:text>
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			<pubDate>Wed, 25 Nov 2009 14:22:30 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34145844/ns/business-stocks_and_economy/</guid>
		</item>
		<item>
			<title>Survey: Surgeons top list of stressful jobs</title>
			<description><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34114804/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/bbrill-091122-surgeon-205p.thumb.jpg" alt="" style="margin:0 5px 5px 0" /></a>The list of the top eight stressful  jobs was compiled by CareerCast.com, a job search Web site, and took into account 21 different stress factors. Click here to read about each of them.</p><br clear="all" /><br clear="both" style="clear: both;"/>
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<a href='http://ads.pheedo.com/click.phdo?s=84d9e960e6050073e4ddb0fb4fb322c4&p=64&kw=Stress'>Stress</a> - <a href='http://ads.pheedo.com/click.phdo?s=84d9e960e6050073e4ddb0fb4fb322c4&p=64&kw=Health'>Health</a> - <a href='http://ads.pheedo.com/click.phdo?s=84d9e960e6050073e4ddb0fb4fb322c4&p=64&kw=Oceania'>Oceania</a> - <a href='http://ads.pheedo.com/click.phdo?s=84d9e960e6050073e4ddb0fb4fb322c4&p=64&kw=Australia'>Australia</a> - <a href='http://ads.pheedo.com/click.phdo?s=84d9e960e6050073e4ddb0fb4fb322c4&p=64&kw=Money'>Money</a>]]></description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=84d9e960e6050073e4ddb0fb4fb322c4</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34114804/ns/business-personal_finance/</pheedo:origLink>
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				<media:player url="http://www.msnbc.msn.com/id/34114804/ns/business-personal_finance/"/>
				<media:copyright>Copyright msnbc.com 2009</media:copyright>
				<media:text><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34114804/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/bbrill-091122-surgeon-205p.thumb.jpg" alt="" style="margin:0 5px 5px 0" /></a></p><br clear="all" />]]></media:text>
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			<pubDate>Tue, 24 Nov 2009 12:34:50 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34114804/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>Late credit card payments drop in 3rd quarter</title>
			<description>For the first time in a decade, more people paid their credit card bills on time in the third quarter this year than in the second quarter.&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
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&lt;a href='http://ads.pheedo.com/click.phdo?s=1226523de85427956838e6007561e5a2&amp;p=64&amp;kw=Credit+card'&gt;Credit card&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=1226523de85427956838e6007561e5a2&amp;p=64&amp;kw=Business'&gt;Business&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=1226523de85427956838e6007561e5a2&amp;p=64&amp;kw=Financial+Services'&gt;Financial Services&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=1226523de85427956838e6007561e5a2&amp;p=64&amp;kw=Banking+Services'&gt;Banking Services&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=1226523de85427956838e6007561e5a2&amp;p=64&amp;kw=Point+of+sale'&gt;Point of sale&lt;/a&gt;</description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=1226523de85427956838e6007561e5a2</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34099958/ns/business-personal_finance/</pheedo:origLink>
			<pubDate>Mon, 23 Nov 2009 14:13:44 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34099958/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>Answer Desk: Jobless benefit bedlam</title>
			<description>Congress' move to extend unemployment benefits for people out of work more than a year drew a heavy response from bewildered readers trying to figure out who is eligible. The Answer Desk.&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;a href=&quot;http://ads.pheedo.com/click.phdo?s=76a081aa5d79ad98cb66797f86985c13&amp;p=1&quot;&gt;&lt;img alt=&quot;&quot; style=&quot;border: 0;&quot; border=&quot;0&quot; src=&quot;http://ads.pheedo.com/img.phdo?s=76a081aa5d79ad98cb66797f86985c13&amp;p=1&quot;/&gt;&lt;/a&gt;
&lt;img alt=&quot;&quot; height=&quot;0&quot; width=&quot;0&quot; border=&quot;0&quot; style=&quot;display:none&quot; src=&quot;http://a.rfihub.com/eus.gif?eui=2218&quot;/&gt;&lt;br clear=&quot;all&quot;/&gt;
&lt;img src=&quot;http://ads.pheedo.com/img.phdo?kw=&quot; align=&quot;absmiddle&quot; /&gt; 
&lt;a href='http://ads.pheedo.com/click.phdo?s=76a081aa5d79ad98cb66797f86985c13&amp;p=64&amp;kw=Unemployment+benefits'&gt;Unemployment benefits&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=76a081aa5d79ad98cb66797f86985c13&amp;p=64&amp;kw=Unemployment'&gt;Unemployment&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=76a081aa5d79ad98cb66797f86985c13&amp;p=64&amp;kw=United+States+Congress'&gt;United States Congress&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=76a081aa5d79ad98cb66797f86985c13&amp;p=64&amp;kw=Business'&gt;Business&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=76a081aa5d79ad98cb66797f86985c13&amp;p=64&amp;kw=Congress'&gt;Congress&lt;/a&gt;</description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=76a081aa5d79ad98cb66797f86985c13</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34068716/ns/business-personal_finance/</pheedo:origLink>
			<pubDate>Mon, 23 Nov 2009 15:20:34 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34068716/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>8 ways to slash your holiday budget</title>
			<description>It's possible to enjoy the holidays without spending lots of money.  Here are eight simple ways to trim your budget.&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;a href=&quot;http://ads.pheedo.com/click.phdo?s=915a0424635efed680d4b76248198b51&amp;p=1&quot;&gt;&lt;img alt=&quot;&quot; style=&quot;border: 0;&quot; border=&quot;0&quot; src=&quot;http://ads.pheedo.com/img.phdo?s=915a0424635efed680d4b76248198b51&amp;p=1&quot;/&gt;&lt;/a&gt;
&lt;img alt=&quot;&quot; height=&quot;0&quot; width=&quot;0&quot; border=&quot;0&quot; style=&quot;display:none&quot; src=&quot;http://a.rfihub.com/eus.gif?eui=2218&quot;/&gt;&lt;br clear=&quot;all&quot;/&gt;
&lt;img src=&quot;http://ads.pheedo.com/img.phdo?kw=&quot; align=&quot;absmiddle&quot; /&gt; 
&lt;a href='http://ads.pheedo.com/click.phdo?s=915a0424635efed680d4b76248198b51&amp;p=64&amp;kw=Economic'&gt;Economic&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=915a0424635efed680d4b76248198b51&amp;p=64&amp;kw=Budget'&gt;Budget&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=915a0424635efed680d4b76248198b51&amp;p=64&amp;kw=Personal+Finance'&gt;Personal Finance&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=915a0424635efed680d4b76248198b51&amp;p=64&amp;kw=Home'&gt;Home&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=915a0424635efed680d4b76248198b51&amp;p=64&amp;kw=Money+Management'&gt;Money Management&lt;/a&gt;</description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=915a0424635efed680d4b76248198b51</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34020830/ns/business-personal_finance/</pheedo:origLink>
			<pubDate>Fri, 20 Nov 2009 18:33:13 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34020830/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>Newsweek: Students increasingly hit by high-interest loans</title>
			<description>Not long ago, low-interest student loans were easy to come by. But the downturn and ensuing credit crunch put an end to that. Consumer advocates see nothing wrong with schools that offer to help finance their students' educations. It's rates as much as 10 percent higher than federal student-loan rates that have them worried.&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;a href=&quot;http://ads.pheedo.com/click.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=1&quot;&gt;&lt;img alt=&quot;&quot; style=&quot;border: 0;&quot; border=&quot;0&quot; src=&quot;http://ads.pheedo.com/img.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=1&quot;/&gt;&lt;/a&gt;
&lt;img alt=&quot;&quot; height=&quot;0&quot; width=&quot;0&quot; border=&quot;0&quot; style=&quot;display:none&quot; src=&quot;http://a.rfihub.com/eus.gif?eui=2218&quot;/&gt;&lt;br clear=&quot;all&quot;/&gt;
&lt;img src=&quot;http://ads.pheedo.com/img.phdo?kw=&quot; align=&quot;absmiddle&quot; /&gt; 
&lt;a href='http://ads.pheedo.com/click.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=64&amp;kw=Loan'&gt;Loan&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=64&amp;kw=Finance'&gt;Finance&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=64&amp;kw=Student+loan'&gt;Student loan&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=64&amp;kw=Business'&gt;Business&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=64&amp;kw=Credit+crunch'&gt;Credit crunch&lt;/a&gt;</description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=ecb40c59044d75216d5e46ee4b1e35f5</link>
			<pheedo:origLink>http://www.newsweek.com/id/223727</pheedo:origLink>
			<pubDate>Fri, 20 Nov 2009 20:34:26 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.newsweek.com/id/223727</guid>
		</item>
		<item>
			<title><![CDATA[Sponsored By:]]></title>
			<link>http://ads.pheedo.com/click.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=4</link>
			<guid isPermaLink="false">ecb40c59044d75216d5e46ee4b1e35f5</guid>
			<description><![CDATA[<a href="http://ads.pheedo.com/click.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=4"><img alt="" style="border: 0;" border="0" src="http://ads.pheedo.com/img.phdo?s=ecb40c59044d75216d5e46ee4b1e35f5&amp;p=4"/></a>]]></description>
			<pubDate>Fri, 20 Nov 2009 20:34:26 GMT</pubDate>
		</item>
		<item>
			<title>To lower rates, Citi customers must spend</title>
			<description>For Citibank credit card holders, there is one way to escape the bank's rate hikes currently under way: Meet a monthly spending requirement.&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;a href=&quot;http://ads.pheedo.com/click.phdo?s=8b27bb5fe034afa2a53c38633f9be25a&amp;p=1&quot;&gt;&lt;img alt=&quot;&quot; style=&quot;border: 0;&quot; border=&quot;0&quot; src=&quot;http://ads.pheedo.com/img.phdo?s=8b27bb5fe034afa2a53c38633f9be25a&amp;p=1&quot;/&gt;&lt;/a&gt;
&lt;img alt=&quot;&quot; height=&quot;0&quot; width=&quot;0&quot; border=&quot;0&quot; style=&quot;display:none&quot; src=&quot;http://a.rfihub.com/eus.gif?eui=2218&quot;/&gt;&lt;br clear=&quot;all&quot;/&gt;
&lt;img src=&quot;http://ads.pheedo.com/img.phdo?kw=&quot; align=&quot;absmiddle&quot; /&gt; 
&lt;a href='http://ads.pheedo.com/click.phdo?s=8b27bb5fe034afa2a53c38633f9be25a&amp;p=64&amp;kw=Credit+card'&gt;Credit card&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=8b27bb5fe034afa2a53c38633f9be25a&amp;p=64&amp;kw=Citibank'&gt;Citibank&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=8b27bb5fe034afa2a53c38633f9be25a&amp;p=64&amp;kw=Citigroup'&gt;Citigroup&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=8b27bb5fe034afa2a53c38633f9be25a&amp;p=64&amp;kw=Business'&gt;Business&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=8b27bb5fe034afa2a53c38633f9be25a&amp;p=64&amp;kw=Financial+services'&gt;Financial services&lt;/a&gt;</description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=8b27bb5fe034afa2a53c38633f9be25a</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34049970/ns/business-personal_finance/</pheedo:origLink>
			<pubDate>Thu, 19 Nov 2009 23:34:33 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34049970/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>Survey: 60 percent plan to find new job in 2010</title>
			<description>Nearly two-thirds of U.S. workers intend to look for new jobs next year, according to a poll released Thursday that could indicate workers' frustration and discontent.&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;a href=&quot;http://ads.pheedo.com/click.phdo?s=9d8dd299dff9dbbe8b4fd45831f2f236&amp;p=1&quot;&gt;&lt;img alt=&quot;&quot; style=&quot;border: 0;&quot; border=&quot;0&quot; src=&quot;http://ads.pheedo.com/img.phdo?s=9d8dd299dff9dbbe8b4fd45831f2f236&amp;p=1&quot;/&gt;&lt;/a&gt;
&lt;img alt=&quot;&quot; height=&quot;0&quot; width=&quot;0&quot; border=&quot;0&quot; style=&quot;display:none&quot; src=&quot;http://a.rfihub.com/eus.gif?eui=2218&quot;/&gt;&lt;br clear=&quot;all&quot;/&gt;
&lt;img src=&quot;http://ads.pheedo.com/img.phdo?kw=&quot; align=&quot;absmiddle&quot; /&gt; 
&lt;a href='http://ads.pheedo.com/click.phdo?s=9d8dd299dff9dbbe8b4fd45831f2f236&amp;p=64&amp;kw=United+States'&gt;United States&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=9d8dd299dff9dbbe8b4fd45831f2f236&amp;p=64&amp;kw=Employment'&gt;Employment&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=9d8dd299dff9dbbe8b4fd45831f2f236&amp;p=64&amp;kw=Business'&gt;Business&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=9d8dd299dff9dbbe8b4fd45831f2f236&amp;p=64&amp;kw=Job+Search'&gt;Job Search&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=9d8dd299dff9dbbe8b4fd45831f2f236&amp;p=64&amp;kw=Business+and+Economy'&gt;Business and Economy&lt;/a&gt;</description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=9d8dd299dff9dbbe8b4fd45831f2f236</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34046882/ns/business-personal_finance/</pheedo:origLink>
			<pubDate>Thu, 19 Nov 2009 21:08:59 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34046882/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>Many parents wrongly claim college tax credit</title>
			<description>More than 314,000 taxpayers made inaccurate claims for a popular tax credit that helps pay college expenses, getting $532 million they weren't entitled to receive, a government report said Thursday.&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;a href=&quot;http://ads.pheedo.com/click.phdo?s=2b225deebbd3e2405753a92afffc3eb3&amp;p=1&quot;&gt;&lt;img alt=&quot;&quot; style=&quot;border: 0;&quot; border=&quot;0&quot; src=&quot;http://ads.pheedo.com/img.phdo?s=2b225deebbd3e2405753a92afffc3eb3&amp;p=1&quot;/&gt;&lt;/a&gt;
&lt;img alt=&quot;&quot; height=&quot;0&quot; width=&quot;0&quot; border=&quot;0&quot; style=&quot;display:none&quot; src=&quot;http://a.rfihub.com/eus.gif?eui=2218&quot;/&gt;&lt;br clear=&quot;all&quot;/&gt;
&lt;img src=&quot;http://ads.pheedo.com/img.phdo?kw=&quot; align=&quot;absmiddle&quot; /&gt; 
&lt;a href='http://ads.pheedo.com/click.phdo?s=2b225deebbd3e2405753a92afffc3eb3&amp;p=64&amp;kw=Tax+credit'&gt;Tax credit&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=2b225deebbd3e2405753a92afffc3eb3&amp;p=64&amp;kw=Government'&gt;Government&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=2b225deebbd3e2405753a92afffc3eb3&amp;p=64&amp;kw=Tax'&gt;Tax&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=2b225deebbd3e2405753a92afffc3eb3&amp;p=64&amp;kw=Taxation'&gt;Taxation&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=2b225deebbd3e2405753a92afffc3eb3&amp;p=64&amp;kw=Business'&gt;Business&lt;/a&gt;</description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=2b225deebbd3e2405753a92afffc3eb3</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34043861/ns/business-personal_finance/</pheedo:origLink>
			<pubDate>Thu, 19 Nov 2009 19:26:41 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34043861/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>A guide to holiday tipping during a downturn</title>
			<description><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34019502/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/tb-091118-tipping-11a.thumb.jpg" alt="Some workers have guidelines on what they can accept. Mail carriers, for example, can only take non-cash gifts valued at $20 or less." style="margin:0 5px 5px 0" /></a>This holiday season, a leaner budget might clarify which people truly make a difference in your life. The challenge will be figuring out how much to tip them.</p><br clear="all" /><br clear="both" style="clear: both;"/>
<br clear="both" style="clear: both;"/>
<a href="http://ads.pheedo.com/click.phdo?s=957e7b43c4a5626bea619e74d734ff8e&p=1"><img alt="" style="border: 0;" border="0" src="http://ads.pheedo.com/img.phdo?s=957e7b43c4a5626bea619e74d734ff8e&p=1"/></a>
<img alt="" height="0" width="0" border="0" style="display:none" src="http://a.rfihub.com/eus.gif?eui=2218"/><br clear="all"/>
<img src="http://ads.pheedo.com/img.phdo?kw=" align="absmiddle" /> 
<a href='http://ads.pheedo.com/click.phdo?s=957e7b43c4a5626bea619e74d734ff8e&p=64&kw=Christmas+and+holiday+season'>Christmas and holiday season</a> - <a href='http://ads.pheedo.com/click.phdo?s=957e7b43c4a5626bea619e74d734ff8e&p=64&kw=Holiday'>Holiday</a> - <a href='http://ads.pheedo.com/click.phdo?s=957e7b43c4a5626bea619e74d734ff8e&p=64&kw=Christmas'>Christmas</a> - <a href='http://ads.pheedo.com/click.phdo?s=957e7b43c4a5626bea619e74d734ff8e&p=64&kw=Travel+and+Tourism'>Travel and Tourism</a> - <a href='http://ads.pheedo.com/click.phdo?s=957e7b43c4a5626bea619e74d734ff8e&p=64&kw=Accommodation'>Accommodation</a>]]></description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=957e7b43c4a5626bea619e74d734ff8e</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34019502/ns/business-personal_finance/</pheedo:origLink>
			<media:content medium="image" url="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/tb-091118-tipping-11a.thumb.jpg">
				<media:credit role="provider">AP</media:credit>
				<media:text><![CDATA[<p><a href="http://www.msnbc.msn.com/id/34019502/ns/business-personal_finance/"><img align="left" border="0" src="http://msnbcmedia.msn.com/j/MSNBC/Components/Photo/_new/tb-091118-tipping-11a.thumb.jpg" alt="Some workers have guidelines on what they can accept. Mail carriers, for example, can only take non-cash gifts valued at $20 or less." style="margin:0 5px 5px 0" /></a></p><br clear="all" />]]></media:text>
			</media:content>
			<pubDate>Wed, 18 Nov 2009 20:09:40 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34019502/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>Survey: Economic recovery will be sluggish</title>
			<description>A private forecast of economic activity over the next six months edged up less than expected in October, signaling slow, bumpy growth next year.&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;br clear=&quot;both&quot; style=&quot;clear: both;&quot;/&gt;
&lt;a href=&quot;http://ads.pheedo.com/click.phdo?s=08b0249d75c4cec6bed554d5d2a195c9&amp;p=1&quot;&gt;&lt;img alt=&quot;&quot; style=&quot;border: 0;&quot; border=&quot;0&quot; src=&quot;http://ads.pheedo.com/img.phdo?s=08b0249d75c4cec6bed554d5d2a195c9&amp;p=1&quot;/&gt;&lt;/a&gt;
&lt;img alt=&quot;&quot; height=&quot;0&quot; width=&quot;0&quot; border=&quot;0&quot; style=&quot;display:none&quot; src=&quot;http://a.rfihub.com/eus.gif?eui=2218&quot;/&gt;&lt;br clear=&quot;all&quot;/&gt;
&lt;img src=&quot;http://ads.pheedo.com/img.phdo?kw=&quot; align=&quot;absmiddle&quot; /&gt; 
&lt;a href='http://ads.pheedo.com/click.phdo?s=08b0249d75c4cec6bed554d5d2a195c9&amp;p=64&amp;kw=Economics'&gt;Economics&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=08b0249d75c4cec6bed554d5d2a195c9&amp;p=64&amp;kw=Social+Sciences'&gt;Social Sciences&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=08b0249d75c4cec6bed554d5d2a195c9&amp;p=64&amp;kw=United+States'&gt;United States&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=08b0249d75c4cec6bed554d5d2a195c9&amp;p=64&amp;kw=Economic+Development'&gt;Economic Development&lt;/a&gt; - &lt;a href='http://ads.pheedo.com/click.phdo?s=08b0249d75c4cec6bed554d5d2a195c9&amp;p=64&amp;kw=Business'&gt;Business&lt;/a&gt;</description>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=08b0249d75c4cec6bed554d5d2a195c9</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/34036038/ns/business-personal_finance/</pheedo:origLink>
			<pubDate>Thu, 19 Nov 2009 18:01:23 GMT</pubDate>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/34036038/ns/business-personal_finance/</guid>
		</item>
		<item>
			<title>Drowning in Debt front page</title>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=3a26a6798856b57462e82f4f67ff6eb4</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/31376475/ns/business-reinventing_america/</pheedo:origLink>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/31376475/ns/business-reinventing_america/</guid>
		</item>
		<item>
			<title>Answer Desk front page</title>
			<link>http://pheedo.msnbc.msn.com/click.phdo?i=ff8e393ec9e9fa2f5f63574ccb927eaf</link>
			<pheedo:origLink>http://www.msnbc.msn.com/id/6969325/ns/business-personal_finance/</pheedo:origLink>
			<category>News</category>
			<guid isPermaLink="false">http://www.msnbc.msn.com/id/6969325/ns/business-personal_finance/</guid>
		</item>
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